923 FAQs where found , 30 in this page
Bankruptcy should never be the first alternative for individuals with a foreclosure. There are other options that can be adopted to prevent the implications of a foreclosure sale. If the mortgage borrower has other debts, then bankruptcy could be a way to use to relieve the homeowner, but this should be the last resort. Learn More
No, the debtors are not going to prison for having accounts payable with creditors, unless they have committed a federal crime or fraud. Creditors may only collect debts through the court and ask the judge for a claim against the debtor for a money judgment. Even if the demand is achieved, creditors can seize some of your properties or cancel your checking account, but they cannot get an arrest warrant for debtors. Learn More
When you own a house and you pay mortgage monthly, the bank or lender will request you require having an insurance to protect from natural disasters and calamities that can occur. The insurance requirements vary depending on the location of the property. For example if you live in an area susceptible to flooding, you are required to have flood insurance. If you have paid off your mortgage then, you are not requiring carrying insurance anymore. If anything happens to your property you are completely responsible for any damage even if it is provoked by a natural phenomenon. Learn More
There are some factors that affect such as location that was previously mentioned, the characteristics of your home including the year that it was constructed, the type of the roof structure, wiring, basement, etc. If you have protective devices such as fire alarm and extinguishers, smoke detectors and burglar alarms can also lower the cost of the insurance. In addition, if you have filed a claim to an insurance company before, your premium could be higher. Finally, a good credit history can lower your home insurance. Learn More
No, you need to review all limitations and exclusions of your policy. You will need separate policies to protect for example your car, jewel theft, etc. Learn More
As you are not the owner you cannot insure the structure, but you can have a renter's insurance coverage to protect your personal belongings. Learn More
The liability portion of the property should cover any injury to a neighbor or visitor who are legally liable for. However, household members are not mostly covered. Learn More
By using smoke alarms, sprinkler systems, security systems, deadbolt locks and others. Learn More
All exclusions are specified in the policy. Some of them might be intentional loss, flooding, earthquake, damage resulting from war and neglect among others. Learn More
In the grievance procedure, issues on pensions of government employees, insurance, retirement, or any other matter wherein the authority to act lies not with the employer cannot be addressed. Learn More
A complaint must be filed with the Office of the President in a period of fifteen days of the event of complaint, or the employee educated of the complaint case. If not filed within the time limits are set by law, the complaint could be dismissed. Learn More
A hearing is a registered method in which plaintiff is entitled to a fair hearing and present evidence. Management is represented by one member of the office of Attorney General. Established evidence rules do not apply, but both parties may present records and test and cross-examine witnesses. Learn More
Retaliation is specifically prohibited by the statute of complaints and any person participating in this activity will be subject to disciplinary action for insubordination. Learn More
Individual complaints regarding the same issue can be make firm at the request of the parties, or by the hearing officer. Learn More
This process begins with the worker presenting a problem to the supervisor after the offense happened. The supervisor will then have some time to either reply or send the grievance to higher authorities. By this time, a union rep will intercede on behalf of the employee and start negotiations. If the issue is no resolved then the grievance will be sent to even higher authorities. The company will be obligated to resolve the grievance when management fails to do so. If the situation hasnt been resolved yet, then the final step to take is for the parties to present it to the assigned arbitrator. The arbitrator generally makes the final decision and its based on the rights of parties under labor agreement. The grievance can also be presented to a mediator who may be able to assist the parties in solving their differences. Mediation generally takes less time and its less costly than arbitration. Learn More
Implementing a more formal grievance procedure can help disputes at wok to be handled in a timelier manner. A written grievance, for example, can help as long as it has some basic elements such as a requirement that it be used by employees in timely fashion, a statement about how to submit the complaints and to whom, show who will evaluate the complaints and make the final decision, and a statement condemning retaliation against employees involved in the complaint. Learn More
Learning the facts about everything that happened is crucial. Some questions you should think about and answer when investigating a grievance are: Who is involved in the grievance? What exactly was done or said? When and where did everything happen? Why it happened and whats the main cause it happened? Learn More
There are many sources available to you such as the internet and referrals from friends and family along with organizations that can locate a lawyer that specializes in this field of law. Learn More
Absolutely not. Employment law, unlike many other divisions of law, can be very complex and its constantly changing for the benefit of both the employer and the employee. Your employer may have a lawyer on standby waiting to defend any claims you set against the company you work for. We suggest that you do not take your chances on complex cases that can help you secure your job or receive workers compensation benefits. Gallardo Law Firm can guide you through the whole process. Our lawyers have years of experience representing workers just like you. Learn More
Generally, all legal claims have time limitations. This means that the longer you wait to file a claim against your employer , the more evidence or proof you will need in order to convince a judge of the incidents that have occurred. These evidences can become harder to find or use after certain amount of time. Learn More
An employment attorney gets paid in two ways: a contingency fee or a statutory fee. It is very important that you discuss this with the lawyer you choose so that you can arrange a way to afford their fees. We suggest that you get this information from them and have it in writing that way you are sure of what is happening and what exactly needs to be paid. Gallardo Law Firm has competitive prices for these types of cases. Learn More
Because employment laws are so complex and hard to understand, we suggest that you seek an employment attorney who is familiar with employment law and who spends a great deal of time dealing with these specific cases. This is the best way to ensure a successful case or have more probability of winning your case. Learn More
If you are not entitled to compensation for working overtime, your employer should not allow you to work overtime. It is against the law to have laborers working without being compensated for it. A lawyer from Gallardo Law Firm can explain how these types of cases work and the type of compensation you are entitled to receive. Learn More
If your employer has always given you a hard time and you were dismissed without a valid excuse or justifying reason, this can become a wrongful termination case. Learn More
Absolutely. There is no reason why an employer, coworker or any individual in the workforce should put their hands on another individual or coworker. If this is your case, you should definitely see an attorney immediately. Learn More
Eligible employees who work more than 40 hours in a week must be paid one and a half times more than their regular wage for each hour worked in excess of forty hours. For more information about whether or not you are eligible to receive overtime pay, you can consult an attorney who specializes in labor laws. If state and federal overtime laws apply, the employee is entitled to the protections that apply depending on their overtime rights. The Population Division of the Department of Labor enforces overtime laws; however, many states have their own laws regulating overtime or you may not be covered under federal law for another reason. If this is the case, you should contact your state agency that is responsible for violations of wage and hour standards. Learn More
According to the Federal Fair Labor Standards Act (FLSA), employees should be paid minimum wage during regular working hours and also should get overtime pay when the total weekly hours are over 40. The state of Florida follows the rules of the FLSA on overtime, which can be summarized as payment of time and a half of all hours worked over 40 hours in any regular work week. Overtime usually can be calculated by multiplying your regular pay rate by 1.5. Learn More
It is a common myth of overtime law that salaried employees cannot earn overtime pay. In fact, whether an employee is paid by the hour or has a salary is unrelated to overtime. Having a salary only means that you get paid the same amount each payment period. The overtime eligibility is determined by the type of employment; basically whether you are an exempt or nonexempt employee. Learn More
Your job title does not determine eligibility for overtime pay. On the contrary, wages, duties and occupations are what determine if you can earn overtime pay. In general, any employee who makes an annual salary of less than $ 23.600 can be granted overtime pay. Similarly, non-managerial employees who perform manual or repair work, secretarial, kitchen or office work are usually allowed to receive overtime payments. With some exceptions, all hourly employees should be entitled to overtime. Some exceptions include those who travel regularly and workers who are granted commissions. Salaried employees who earn less than $ 455 per week are granted overtime. Salaried employees who earn more than $ 455 per week of work can also receive overtime. This usually includes executive, professional, administrative or computer-related occupations. Learn More
An employer may only deduct breaks exceeding 20 minutes and which are actually taken and not simply programmed. Learn More